Mobile Collections, Cash and Cash Management

Track every payment received by the agent, including source, method, documentation, and end-of-day delivery.

Mobile employees can collect payments from customers at the time of sale or against previous debts. The payment received must be applied to the correct invoice or current account, and a valid receipt must be given to the customer.

Since cash and payment instruments create personal liability, transactions such as opening, collecting, returning, expense, and delivering should be managed using a cash register approach.

Collection methods

  • Cash
  • Card and mobile payment terminal
  • QR code or bank app
  • Check or promissory note
  • Transfer confirmation
  • Customer account or credit
  • Splitting multiple methods

Collection application

  • Selection of a specific invoice or bill.
  • Automatic allocation to the oldest debt.
  • Partial collection
  • Overpayment and advance payment
  • Discount or exchange rate adjustment authority
  • Receipt and customer confirmation

Cash register checks

  • Opening cash
  • Collections
  • Cash back and authorized expenses
  • Currency separation
  • End-of-day physical count
  • Deliver to the center or bank.
  • Difference and approval process

Card data security

Card data should be processed wherever possible using a certified payment terminal or secure payment service; it should not be unnecessarily viewed or stored by the mobile application or agent.

Manage mobile payments not as a field transaction where a receipt is issued, but as a secure cash register process tracked from the payment method to bank and accounting reconciliation.

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