Credit decisions and collection processes tailored to individual customer profiles.
Minerva software provides a reliable and comprehensive credit score for new and existing customers based on historical customer data integrated with external credit rating agencies. It fully automates routine tasks in the collection process for high-volume customers, such as calculating interest payments. Billing personnel, in-house teams, and external collection agencies can modify and continuously optimize collection strategies using Champion/Competitor analysis. A complete picture of the credit and collection history of new and existing customers enables providers to reduce waiting days and repayment risk while retaining loyal customers.