Credit decisions and collection processes tailored to individual customer profiles
Minerva software provides reliable and comprehensive credit scoring for new and existing customers based on historical customer data integrated with external credit rating agencies. It completely automates routine tasks in the collection process for high volume customers, such as calculating interest payments. Billing staff, in-house teams, and external collection agencies can modify and continuously optimize collection strategies using Champion/Challenger analysis. With prepayment, companies can offer their customers a payment option for poor payers or use it as a competitive advantage by offering it as a preferred payment method for customers.